IRDAI
Regulated
Fully licensed distribution platform
ABOUT BHARATCOVERMaking Insurance Simple,
Making Insurance Simple,
Honest & Affordable.
We are an IRDAI-regulated insurance distribution platform on a mission to bring quality protection to every Indian family and business — without the jargon or the fine print.
WHY BHARATCOVER
Built on the Right Foundations
We may be new, but the infrastructure, partners and principles behind BharatCover are solid from day one.
3+
Insurer Partners from day one
₹85/yr
Plans starting from
Pan India
Available across all states
OUR STORY
Born from a Real Need
BharatCover was founded by a team of insurance professionals who got tired of seeing people end up with the wrong cover — or no cover at all — because insurance felt too complicated, too expensive, or just too hard to understand.
"If insurance is meant to protect people, why does it feel like it's designed to confuse them?"
We're just getting started. By partnering directly with IRDAI-regulated insurers — Magma General, SBI General and Go Digit — we've built a platform that cuts through the noise and puts straightforward, affordable cover in front of every Indian family and business.
We don't have a long list of customers yet, but we have the right products, the right partners and the right intent.
WHAT WE STAND FOR
Our Core Values
Every decision we make — from choosing insurer partners to writing policy summaries — is guided by these principles.
Full Transparency
No hidden clauses. No surprise exclusions at claim time. We explain every plan in plain language before you buy — including exactly what is and isn't covered.
Genuine Affordability
We believe good insurance shouldn't cost a fortune. Our plans start at just ₹85/year because protecting your family shouldn't be a luxury.
Claims-First Culture
We stand by you when it matters most. Our team actively assists with claims, from filing to settlement — we don't disappear after the sale.
Built for India
Our products are designed for Indian families and Indian businesses — in regional languages, at Indian price points, with Indian realities in mind.
Regulatory Integrity
Fully IRDAI-regulated. All policies are underwritten by licensed general insurers. We operate with complete compliance and zero shortcuts.
Speed & Simplicity
Quote in seconds. Buy in minutes. We've stripped away the paperwork so you can get covered quickly and get back to what matters.
OUR TEAM
Small Team, Big Ambition
BharatCover is built by a small, focused team of insurance professionals and technologists who believe that honest, simple insurance can become the norm in India — not the exception We bring experience from across the general insurance industry — in underwriting, distribution, claims and digital product — and we're channelling it all into building something customers can genuinely rely on.
We're growing. If you're passionate about making insurance work for real people, we'd love to hear from you.
Get in Touch →OUR UNDERWRITING PARTNERS
Backed by India's Trusted Insurers
All BharatCover policies are underwritten by IRDAI-licensed general insurance companies. We are a distribution partner — your policy is with the insurer directly.
IRDAI Regulated — Full Compliance
- Registered Insurance Intermediary under IRDAI regulations
- All policies issued directly by the respective licensed insurer
- Customer data protected under DPDP Act 2023 guidelines
- Policy wordings available from insurer websites at all times
- Grievance redressal via IRDAI Bima Bharosa / IGMS portal
Ready to get protected?
Plans from ₹85/year. No paperwork. No jargon. Just honest cover.