Insurance cover + everyday wellness benefits — teleconsultations, diagnostic discounts and more. Starting from just ₹85/year.
Insurance cover + everyday wellness benefits — in one membership
Hospitalisation cover + unlimited teleconsultations, 80% off diagnostics and more — bundled in one Bharat Arogya Membership.
One sum insured shared for the whole family, plus wellness benefits for everyone — teleconsultations, diagnostics and more.
Accidental death and disability cover from Day 1 plus wellness benefits — teleconsultations, diagnostics discounts and more.
Fixed daily cash when hospitalised, plus wellness benefits that keep you healthy year-round — teleconsultations and diagnostic discounts.
Understand what's covered from day one and what has a waiting period.
| Product | Initial Waiting | Pre-Existing Disease | Specific Disease |
|---|---|---|---|
| Bharat Arogya Individual | 30 Days | 24 Months | 12 Months |
| Bharat Arogya Family Floater | 30 Days | 12 Months | 12 Months |
| Bharat Suraksha Accident | None | None | None |
| Bharat Suraksha Daily Cash | 30 Days | 24 Months | 12 Months |
Personal insurance that fits your budget, your family, and your needs.
One of the most affordable insurance products in India.
All your personal cover needs in one place.
Accident protection active from Day 1, no medical exam up to ₹15L.
Cover your whole family under a single sum insured.
Backed by Magma General, SBI General and Go Digit.
Dedicated human advisors through every step of claims.
Be insured in three easy steps — takes less than 5 minutes.
Browse our four personal plans and select the one that fits your needs and budget. Use our comparison tools to decide with confidence.
Enter a few basic details — age, sum insured, and family composition. Get an instant premium calculation with no hidden charges.
Pay securely online and receive your policy document by email within minutes. Your cover starts immediately on the policy start date.
Everything you need to know before you buy.
Compare plans, get instant quotes, and be covered in minutes.
