BharatCover Vidya Raksha
Education Continuity For Your Child's Future
A child's education is one of the most valuable investments a family makes. Vidya Raksha provides Education Continuity Protection, ensuring your child's learning journey continues even during difficult times.
- Family wellness benefits included
- Free health screening camps
Why Choose BharatCover Vidya Raksha?
- Education Continuity Protection up to ₹15 Lakhs
- Financial Security for Your Child's Future
- Protection Against Accidental Death of Breadwinner
- Permanent Total Disability (PTD) Coverage
- Permanent Partial Disability (PPD) Coverage
- Funeral Expense Benefit Included
- Family Wellness Benefits for 2 Adults + 2 Children
- Unlimited GP Teleconsultations
- Free Health Camps Every 90 Days
- Eye & Dental Screening Camps
- Healthcare Discounts & Assistance Services
- Affordable Membership Starting at ₹499/Year
Education Protection Benefits
Education Continuity Benefit
In the unfortunate event of accidental death of the family's primary breadwinner, the Education Continuity Benefit provides financial support to help ensure that the child's education can continue without interruption.
Permanent Total Disability (PTD)
If the breadwinner suffers permanent total disability due to an accident, the applicable benefit amount is payable as per policy terms, helping families manage future educational expenses.
Permanent Partial Disability (PPD)
In case of permanent partial disability resulting from an accident, compensation is payable according to the policy schedule.
Funeral Expense Benefit
All plans include a Funeral Expense Benefit of ₹20,000 to help families manage immediate expenses during difficult times.
Family Wellness Benefits
In addition to education protection, Vidya Raksha includes comprehensive healthcare support for the family.
Who Can Benefit From Vidya Raksha?
Membership Details
BharatCover Vidya Raksha Plans Comparison
| Benefits | Silver | Gold | Platinum |
|---|---|---|---|
| Membership Fee | ... | ... | ... |
| Education Continuity Cover (Accidental Death) | ... | ... | ... |
| Permanent Total Disability (Bread Earner) | ... | ... | ... |
| Permanent Partial Disability (Bread Earner) | |||
| Funeral Expense Benefit | ₹20,000 | ₹20,000 | ₹20,000 |
| Unlimited GP Teleconsultations | |||
| Eye Check-Up | 1 | 1 | 1 |
| Dental Check-Up | 1 | 1 | 1 |
| Diagnostics Discount | Up to 20% | Up to 20% | Up to 20% |
| Medicines Discount | Up to 20% | Up to 20% | Up to 20% |
| Laboratory Tests Discount | Up to 20% | Up to 20% | Up to 20% |
| GP In-Person Consultation Discount | Up to 30% | Up to 30% | Up to 30% |
| Specialty Consultation Discount | Up to 20% | Up to 20% | Up to 20% |
| Surgery Care Assistance | |||
| Hospital Support | |||
| Free Health Camps Every 90 Days | |||
| Free Eye & Dental Screening Camps |
Why Education Protection Matters
Every parent dreams of providing the best education for their child. Unfortunately, unexpected accidents can create financial hardships that affect those dreams.
Education Protection helps ensure that a child's future remains secure even if the family's earning member faces accidental death or disability. By providing financial support when it is needed most, Vidya Raksha helps families stay focused on what matters most—their child's future.
Frequently Asked Questions
What is BharatCover Vidya Raksha?
BharatCover Vidya Raksha is an Education Continuity Protection Plan that helps safeguard a child's future in the event of accidental death or disability of the family's primary breadwinner.
What is the Education Continuity Benefit?
The Education Continuity Benefit provides financial support to help continue a child's education if the breadwinner suffers accidental death as covered under the plan.
What is the maximum protection available?
The plan offers Education Protection Cover up to ₹15 Lakhs depending on the selected membership option.
Does the plan include disability coverage?
Yes. The plan includes Permanent Total Disability (PTD) and Permanent Partial Disability (PPD) benefits as per policy terms.
Is there any funeral expense benefit?
Yes. All plans include a Funeral Expense Benefit of ₹20,000.
Are healthcare benefits included?
Yes. Members receive teleconsultations, health check-ups, discounts on diagnostics and medicines, hospital assistance, and free health camps.
Who is covered under the wellness benefits?
The wellness benefits are available for up to 2 Adults and 2 Children under the membership.
How long is the membership valid?
The membership is valid for 1 year from the date of enrollment.
Is there a waiting period?
The waiting period, if any, is defined in the policy schedule provided at the time of enrollment.