Bharat Cover - Corporate Insurance Solutions for Your Workforce

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BHARATCOVER

An IRDAI-regulated wellness distribution platform, offering plans underwritten by Magma General, SBI General, and Go Digit General.

PERSONAL PLANS

Bharat Arogya Health
Bharat Arogya Family Floater
Bharat Suraksha Accident

BUSINESS PLANS

Group Health Insurance
Group Personal Accident
School & College PA
Workmen Compensation

SUPPORT

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Disclaimer

Bharat Cover is a brand of LAKRYX PRIVATE LIMITED, a company registered under the Companies Act 2013 and incorporated on 14th January 2026. The company’s Corporate Identification Number (CIN) is U66190AP2026PTC123438, and its Permanent Account Number (PAN) is AAGCL6775J.

Bharat Cover operates as a wellness service provider platform, delivering a range of value-added benefits to its members. As part of its commitment to enhancing member benefits, Bharat Cover has established an arrangement with Svojas Insurance Broking and Risk Management Services Pvt. Ltd. This partnership enables Bharat Cover to procure select insurance products through Svojas, which are then made available to its members. The benefits extended under this arrangement may include Wellness programmes, General insurance, Health insurance & Life insurance covers. All such benefits are subject to the applicable terms and conditions as outlined in the respective policy documents.

Svojas Insurance Broking and Risk Management Services Pvt. Ltd. (CIN: U67120TG2017PTC118828) is a licensed direct insurance broker, holding IRDAI License No. 627 (Direct – Life). Svojas acts exclusively in the capacity of an insurance broker for arranging insurance products that are procured by Bharat Cover brand of "LAKRYX PRIVATE LIMITED". It is important to note that Svojas does not directly offer, sell, or provide insurance benefits to individual parents. The role of Svojas is limited to broking and facilitating the procurement of insurance products on behalf of Bharat Cover. The issuance of insurance coverage and the settlement of claims are subject to the approval of the respective insurer.

Members are strongly advised to carefully review all policy documents and terms and conditions before availing themselves of any insurance-linked benefit. The information provided here is for general guidance only and does not constitute an offer or solicitation to purchase any insurance product. All benefits, coverage, and claims are governed by the specific terms and conditions of the respective insurance policies.

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