Affordable healthcare, wellness and protection memberships designed to secure you and your family against medical emergencies across India.
Affordable memberships combining healthcare access, wellness services, teleconsultations, health screenings, and protection-oriented benefits. Whether you are looking for independent medical coverage or extensive family assistance, our flexible health cover plans ensure nationwide medical protection at transparent price points.
Healthcare support, wellness services, teleconsultations, discounts, and protection-oriented benefits in one membership. Every health cover plan includes:
Connect 24/7 with verified general physicians & medical doctors whenever you feel unwell.
Certified pathology labs, full-body health checks & routine blood tests at discounted rates.
Substantial discounts on X-rays, ultrasounds, CT scans & high-precision MRI imaging.
Consult leading cardiologists, pediatricians, orthopedics & experienced medical specialists.
Cashless hospital guidance, verified healthcare partner assistance, and admission coordination across major cities.
Zero waiting period on wellness benefits with instant digital membership card activation on day one.
Choose from tailored individual, family floater, personal accident, and daily cash protection tiers with nationwide healthcare access.
Designed for individuals seeking healthcare access, teleconsultations, wellness support, and hospitalization assistance benefits.
A comprehensive healthcare and wellness membership designed for families with access to teleconsultations, wellness benefits, and healthcare support services.
Protection-oriented membership providing accident-related support benefits along with healthcare and wellness services.
Provides fixed daily support benefits during eligible hospitalization periods along with healthcare and wellness services.
To help you choose the right tier, compare our health cover plans by target benefits, eligibility, and network value:
| Health Cover Plan | Primary Benefit | Ideal Candidate | Network Access | Annual Starting Cost |
|---|---|---|---|---|
| Bharat Arogya Individual | Hospitalization guidance + OPD savings | Working professionals & individuals | Pan-India partner hospitals & labs | ₹2,599/yr |
| Bharat Arogya Family Floater | Floater medical coverage (Up to 4 members) | Couples & families with kids | Pan-India family consultation network | ₹15,999/yr |
| Bharat Suraksha Accident | Accidental death & disability support | High-mobility & transit individuals | Immediate activation across India | ₹299/yr |
| Bharat Suraksha Daily Care Health Cover Plan | Fixed daily cash support during hospital stays | Supplemental income/expense buffer | Recognized private & public hospitals | ₹299/yr |
BharatCover ensures your health cover plans deliver real-world, on-ground utility. Through verified partner networks, members can avail of diagnostic savings, specialist consultations, and hospitalization claims coordination across major urban and regional hubs:
Hyderabad, Visakhapatnam, Vijayawada, Bengaluru, Chennai: Access partner diagnostic centers, certified pathology labs, and streamlined hospitalization advisory across Andhra Pradesh, Telangana, Karnataka, and Tamil Nadu.
Mumbai, Pune, Ahmedabad, Nagpur, Indore: Immediate booking for specialist teleconsultations and cashless hospitalization claims support via partner IRDAI broker networks.
Delhi NCR, Lucknow, Jaipur, Kolkata, Patna: Reliable healthcare guidance, preventive diagnostic health checks, and hospital admission support in leading regional medical hubs.
Designed around your family's needs to provide meaningful benefits:
Start accessing healthcare benefits in three easy steps:
Select the health cover plan that best matches your healthcare and protection needs.
Receive personalized guidance on membership benefits, eligibility, and available hospital network options.
Complete enrollment and start accessing eligible healthcare, wellness, and protection benefits instantly.
Everything you need to know before you enroll.
Any Indian resident seeking reliable healthcare, wellness, and medical protection benefits can apply. We offer plans for self-employed individuals, working professionals, families, and senior dependents.
Affordable Memberships. Meaningful Benefits. Trusted Support Across India.
