Family Protection Plan | Raksha Health Care India
Raksha Health Care for Your Family – Plus Education Protection Up to ₹15 Lakh
BharatCover Vidya Raksha brings everyday raksha health care (teleconsultations, check-ups, free health camps and healthcare discounts) together with Education Continuity Protection, so your child's learning continues even in difficult times. Membership from ₹499/year for families in Hyderabad, Telangana, Andhra Pradesh and across India.
- ✓ 2 adults + 2 children
- ✓ Unlimited GP teleconsultations
- ✓ Free health camps every 90 days
- ✓ 1-year membership
What Is Raksha Health Care With Vidya Raksha?
Raksha health care with Vidya Raksha is a family wellness and protection membership that gives up to 2 adults and 2 children unlimited GP teleconsultations, yearly eye and dental check-ups, discounts on diagnostics, medicines and consultations, and free health camps every 90 days, along with education protection up to ₹15 Lakh. It starts from ₹499 per year and is valid for one year.
Raksha Health Care Benefits for the Whole Family
Unlimited doctor-on-call and GP teleconsultations
One eye check-up and one dental check-up per year
Free health camps every 90 days, including eye and dental screening
Up to 20% off diagnostics, medicines and laboratory tests
Up to 30% off in-person GP consultations
Up to 20% off specialist consultations
Hospital appointment, surgery planning and pre and post hospitalisation assistance
Protection claim support
Education Protection Built Into Your Raksha Health Care Plan
Education Continuity Benefit
If the family's primary breadwinner suffers accidental death, financial support helps your child's education continue without interruption. Protection up to ₹15 Lakh depending on the selected option.
Permanent Total Disability (PTD)
If the breadwinner suffers permanent total disability due to an accident, the applicable benefit is payable as per policy terms.
Permanent Partial Disability (PPD)
Compensation is payable as per the policy schedule for permanent partial disability caused by an accident.
Funeral Expense Benefit
₹20,000 on all plans to help with immediate expenses.
Vidya Raksha Silver, Gold and Platinum: Compare Plans
| Benefit | Silver | Gold | Platinum |
|---|---|---|---|
| Membership fee | ₹499/yr | ₹999/yr | ₹1,499/yr |
| Education continuity (accidental death) | Up to ₹5 Lakh | Up to ₹10 Lakh | Up to ₹15 Lakh |
| Funeral expense benefit | ₹20,000 | ₹20,000 | ₹20,000 |
| Unlimited GP teleconsultations | ✓ | ✓ | ✓ |
| Eye and dental check-up | 1 each / year | 1 each / year | 1 each / year |
| Diagnostics, medicines, lab discounts | Up to 20% | Up to 20% | Up to 20% |
| GP in-person discount | Up to 30% | Up to 30% | Up to 30% |
| Specialist discount | Up to 20% | Up to 20% | Up to 20% |
| Free health camps every 90 days | ✓ | ✓ | ✓ |
Raksha Health Care for Families in Hyderabad, Telangana, Andhra Pradesh & Rural India
Good health care should not depend on which town you live in. Vidya Raksha is designed for urban, semi-urban and rural families, with teleconsultations from home and free health camps close to where you live.
Telangana
Hyderabad, Secunderabad, Warangal, Karimnagar, Nizamabad, Khammam: Family teleconsultations, eye and dental check-ups and discounted diagnostics for school-going children and working parents.
Andhra Pradesh
Visakhapatnam, Vijayawada, Guntur, Tirupati, Nellore, Rajahmundry: Education protection and everyday family health care in one affordable membership.
Semi-Urban & Rural Families
Mandal headquarters, towns and villages across South India: Doctor-on-call access without travel, plus free health camps every 90 days.
Schools, parent associations and educational institutions can also partner with BharatCover for group enrolment. Contact us.
Who Should Choose Vidya Raksha?
Parents of school-going children
Families who want to secure their child's educational goals
Rural and semi-urban families seeking affordable health care and protection
Schools, parent associations and educational institutions
Eligibility: Family membership for 2 adults + 2 children. Validity: 1 year.
Why Families Choose Vidya Raksha
Everyday family health care and education protection in one plan
Memberships from ₹499 per year
Education protection up to ₹15 Lakh
Unlimited GP teleconsultations for the whole family
Free health camps every 90 days
Dedicated advisors and simple enrolment
How to Join Vidya Raksha in 3 Steps
Choose Silver, Gold or Platinum based on the education protection you want.
Talk to an advisor about eligibility and benefits for your family.
Activate your membership and start using teleconsultations and health camps.
Raksha Health Care & Vidya Raksha FAQs
Give Your Family Raksha Health Care and Education Security
From ₹499/year. Teleconsultations, health camps and education protection up to ₹15 Lakh.
